Bio

I am an accomplished executive with global experience that has held senior leadership roles for companies such as EZcorp Inc., Dollar Financial Group, Lloyds TSB, GE and Experian. I have a proven executive management track record and over 20 years’ experience delivering consumer lending products offline & online, utilizing complex analytical instruments such as AI, Machine Learning and traditional multi variate models and have experience in small business portfolio management. CEO level experience, P&L owner, deep consumer lending, large staff management and credit risk management expertise. Senior roles held have been Chief Risk Officer, Chief Credit Officer, Managing Director of Analytics, Chief Data Officer. • Global consumer lending experience (United States, Mexico, Canada, UK, Poland, Finland, Sweden, Spain, Colombia, Vietnam) • Advanced machine learning experience in developing marketing, credit, fraud & collections scoring to improve asset quality, consumer experience, operations efficiency and underwriting improvements • Consumer installment loans (short/long term), online, retail, credit card portfolio, and operational risk • Consumer lending consulting (Risk, Marketing, Finance, & Analytics) • Strategic plan development