Bio

Highly experienced in managing EMV, Credit Card and Prepaid issuing projects. Worked on both bank and vendor side of the equation. Managed implementation projects with all major associations, private label card schemes and 3rd party service providers. EMV expert; planned and managed and technically mentored EMV implementation projects on both issuing and acquiring (POS and ATM) sides. Projects included but not limited to new terminal certifications, Visa, MasterCard and AMEX EMV card issuing projects including both conversion of magstripe BINs and setting up new EMV BINs from scratch, EMV Chip&PIN migration from EMV Magstripe environment. Highly experienced in personalization center setup and management, with DataCard 9000 machines. Highly experienced in Loyalty systems (I've designed new generation Garanti Bonus chip based loyalty program and managed the implementation of the design on Visa, MasterCard and AMEX EMV cards coexisting with the EMV payment application). Experienced in e-commerce, managed the project of developing Garanti Bank inhouse developed ACS (3D Secure), done the implementation of ClearCommerce virtual POS, developed Garanti's first ''common e-payment gate'' for mid size merchants. Specialties: EMV, EMV consultancy, EMV issuer implementation, EMV acquirer implementation, Chip&PIN migration, terminal integration process, personalization center, contactless cards, paypass, visa wave, v-pay, prepaid, processing center, loyalty programs, chip cards