Bio

Helping financial and commercial institutions in digitalizing the underwriting process and to assess credit risk in a non-traditional way, through an innovative credit score that uses psychometrics, data analysis and antifraud monitors. If you are looking for a solution to assess risk in banked, non-banked and/or underserved population, we can help, let's talk! I'm passionate to create a positive impact in the world through creativity, innovation and technology. Entrepreneur and director of operations with more than 23 years of experience, leading and managing different business units, in six countries for international organizations, within the industries of consulting, auditing, finance, entrepreneurship and information technology. Tech, blockchain, crypto world, metaverse, web3 and space enthusiast. Outside regular work: - Writer at Medium https://medium.com/@jclopex - Member for the KYC and non presencial onboarding working committee at Fintech Mexico - Member for the AML working committee at Fintech Mexico - Member for the Open Banking / Open Data working committee at Fintech Mexico - Member for the Financial inclusion - ENIF Guatemala