Financial services leader turned entrepreneur, helping consumers improve their financial lives. Building off years of experience leading businesses within global brands in Europe and the US, I have founded Varo, a company that will change the way we bank and feel about money. • CEO and Co-founder of Varo Money, Inc. • Advisor to a diverse portfolio of early stage financial technology start-ups in North America and Europe • Former leader of Europe’s largest consumer credit and charge card business while at American Express • Former leader of the UK's largest Mortgages and Savings and high growth cards and payments businesses while MD at Lloyds Banking Group • Former EVP at Wells Fargo's home lending and consumer credit business • Board director and advisor, active on industry trade bodies and non-profit boards