Entrepreneur, advisor and board member for companies operating in the payments/commerce, mobile, software platform, technology and digital media industries. Platform innovation and monetization is a key focus, particularly in the commerce sector. Founder of PYMNTS.com, the industry's leading B2B marketing platform. Recognized industry thought leader and frequent industry speaker, ranked among the top 10 money and finance writers on LinkedIn and among the top 50 retail industry influencers ranked by Vend University. Author of numerous published articles and whitepapers on payments, mobile, social strategy, product design, pricing/incentives, and customer acquisition, retention and loyalty. Passionate philanthropist and fundraiser. Co-founder of twoAM (Two Women on A Mission), which raises awareness and funds for innovative breast and ovarian cancer research. Launched Living Conversations, a web-based community of breast cancer survivors, which was profiled on The Today Show. Specialties: Platform innovation and monetization with a particular emphasis on problems at the intersection of payments, mobile, social, advertising and software platforms. Solving complex business problems, particularly related to the design of plausible strategic roadmaps, launching and igniting businesses and new business ventures, product pricing, incentive strategies and design, strategic marketing, customer engagement and behavior.