Bio

There are answers and insights in your data; I am passionate about helping you find them. I work with businesses, big and small, who are searching for better ways to optimize their decisions, operations, and outcomes. With over two hundred of the world's best data scientists on staff, over 150 analytic patents to leverage, and the world's most flexible and powerful optimization toolkit, there is no limit to the value that we can unlock together. Let's talk about what FICO analytics can do for your business. I joined FICO in 1999 as a data scientist after completing graduate work in Econometrics and Game Theory and a short stint in Academia. I initially split time between research and production delivery and quickly gained an appreciation for the power of analytics to transform businesses, unlock insights, and improve lives. I've personally led teams that delivered analytics that shed light on credit risk, attrition/churn, collectability, price-response, and profitability. For the past 10 years, I've partnered with client organizations to design analytic projects that are pragmatic, cost-effective, and impactful. Some recent projects include: --Building over $1 Billion in credit card balances at a top 10 North American bank through the optimization of line adjustment policy. The new policy resulted in substantially higher customer engagement and fit within the client's existing risk tolerance --Increasing the profitability of loan originations by over 25% at a top 5 UK bank through simultaneously optimizing pricing and risk cut-offs --Helping 1000's of drivers avoid repossession by optimizing the timing, channel, and intensity of customer outreach for delinquent auto loans at a top 5 US auto lender If you're interested in hearing more about what FICO analytics can do for you, drop me an email (MattStanley@FICO.com).