Bio

Payments professional with experience encompassing: Prepaid Environment (Cards, Wallets and Mobile): Programme Owners: Product Strategy, Regulation, Supply chain choice (RFI, RFP), Implementation and optimization. Load Channel Development. Fraud Prevention and AML development. Programme Managers: Product Strategy, Product Development, Operational Development, Supply Chain Choice, Regulation, Load Facilities and Implementation Issuing: Bin Sponsorship strategy, implementation, contract development, regulation, commercial strategy and choice, product development, supply chain choice (RFI, RFP), scheme choice and commercials. Load Channel Development. Fraud Prevention and AML development. Processing: EMEA regional strategic approach, supply chain choice, contractual definitions, product development and strategy, fraud prevention and AML Monitoring systems design and development. Load Channel Development. Product Road Map Development. E/M-Commerce: E-wallet, M-wallet: Strategy, Regulation and Product Road Map. Fraud Prevention and AML product development, procedures, policies and operation. Consumer Load channel development, Consumer payout channel development. Agency structure development and road map. Business planning. Consumer Payment: Supply channel development, contractual review. Acquiring: Merchant Onboarding / Monitoring: Process design/development, Monitoring procedures/policies and systems. Overall Risk assessment development with particular focus on ‘high risk’ areas of e/m-commerce. Mobile POS: Strategy, Risk assessment, Fraud prevention and AML Monitoring system/product development. Specialties: Commercial Product Development and Strategy. Combining regulatory and technical requirements with sound commercial understanding to provide products that meet corporate and consumer needs and wants.